HELOC Loans in Redding, CA

Home Equity Line of Credit

Need cash to remodel your home?

Are you ready to remodel your home? Refinancing may be a great way to free up cash to be able to do renovations to your home, especially if you plan on living there for a long time.  Not only will you be able to add value to your home, but you will also be able to make it your own.

A good place to start is to define the projects you would like to do on your house and then determine how much equity you have in your home to see if a remodel is worthwhile or not. Our team can take it from there and let you know which options would be appropriate for your needs. 

LIVING IN REDDING, CA: GUIDE TO REFINANCING YOUR HOME

Refinancing allows you to get a new loan with a lower interest rate. If you’re living in Redding, CA and have a high interest rate or are looking for cash to remodel your home, use this guide to consider refinancing.

DO YOU HAVE QUESTIONS?

Where do I start?
What are the rates?
What are my options?
What is a HELOC?
How much equity do I have in my home?
What is a discount point?

REFINANCING YOUR HOME FOR A REMODEL

When planning your remodel project, it is important to take the right steps in getting started. Some refinancing options may require that you hire a contractor while others will let you do it yourself. Learn more about the options you have for financing your remodel by searching the different options below. 

DREAM HOME RENOVATION

If you can dream it, you can make it a reality. With our Dream Home Renovation program, you can buy the property that needs some renovation. Save time and money by financing the purchase with the cost of the repairs included in your mortgage.

  • Create your dream home instead of buying someone else’s
  • The loan amount is based on future assessed value of home
  • Take advantage of properties in great locations that need renovation
  • 640 minimum FICO required
  • 110% loan to value

WHICH OPTION IS APPROPRIATE FOR ME?

Before you start your remodel, you must determine which finance option you are going to use. The easiest and quickest way to answer any questions is to schedule a free consultation with one of loan officers. Our team will answer any questions you have, help you determine how much equity you have in your home, and create a plan to help you avoid any extra expenses that often come up during remodels. 

I'm ready for a consultation with Cindy Tomlinson.