Being self-employed can make mortgage qualification look a little different, especially when tax write-offs don't reflect your actual cash flow. Learn how self-employed income is evaluated and what mortgage options may be available.
Published on 08/18/2026
Looking to grow your real estate portfolio? A DSCR loan may allow you to qualify using the property's rental income instead of your personal income. Here's what every investor should know.
Published on 08/04/2026
Many homeowners assume they have to sell their current home before buying another one. Depending on your situation, a bridge loan may give you more flexibility and allow you to move on your timeline.
Published on 07/09/2026
Before you start touring homes, getting pre-approved can help you understand your budget, avoid surprises, and position yourself as a stronger buyer. Here's why mortgage pre-approval should come first.
Published on 06/17/2026
Thinking about refinancing your mortgage? This beginner-friendly guide explains how refinancing works, common reasons homeowners refinance, cash-out refinancing, closing costs, and what to consider before making a move.
Published on 05/19/2026
Thinking about buying land in California? Learn how land loans can help you purchase vacant land now and build later in Northern California and throughout the state with expert guidance from Cindy Tomlinson.
Published on 04/17/2026
Qualifying for a mortgage when you’re self-employed is possible, but it works differently. Learn how income is calculated, what lenders look for, and the best strategies to get approved in California.
Published on 03/24/2026
USDA loans are one of the best $0 down options for first-time homebuyers in Shasta County. Many rural areas, and even parts of Redding, may qualify. Learn how USDA works, income limits, debt-to-income requirements, and whether this zero down loan or another program is the right fit.
Published on 02/10/2026
GSFA Platinum Assist to Own is a down payment assistance option for employees of participating California member counties. Learn how the 3.5% deferred second mortgage and up to 2% gift funds can help cover down payment and closing costs.
Published on 12/29/2025
