GSFA- MCC PROGRAM-
MORTGAGE CREDIT CERTIFICATE
Mortgage Credit Certificated Offer Tax Savings and Much More
If you are purchasing a home, consider applying for a Mortgage Credit Certificate (MCC) at the same time you apply for the mortgage.
Not only can an MCC save you thousands of dollars every year you own and live in that home, but qualifying for an MCC can actually help you qualify for the initial mortgage loan.
How Does It Work?
Basically, the MCC allows the homeowner to take a tax credit for part of the mortgage interest paid every year. This is usually a 20% tax credit, which means 20% of the mortgage interest paid is subtracted right off the homeowner's federal income tax liability.
The tax credit provided by the MCC is also used to calculate the amount of disposable income available to purchase a home. In this manner, the MCC can help a homebuyer to qualify for the mortgage loan itself.
What are the Advantages of Qualifying for and MCC*?
How to Apply?
Your MCC approved Lender, Cindy Tomlinson, will help you determine if you qualify, and help you submit an MCC application when you apply for your mortgage loan.
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US Lending Company | Address: 2280 Bechelli Lane, Redding, CA 96002 | NMLS 129988 | Licensed in CA, AZ, OR, ID, FL, GA, WA, TN, MT & TX
Copyright 2022 American Pacific Mortgage Corporation. All information contained herein is for informational purposes only and, while every effort has been made to ensure accuracy, no guarantee is expressed or implied. Any programs shown do not demonstrate all options or pricing structures. Rates, terms, programs and underwriting policies subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans subject to underwriting approval. Some products may not be available in all states and restrictions apply. Georgia Residential Mortgage Licensee
Licensed by the Dept of Financial Protection and Innovation under the CRMLA. Licensed under the Oregon Consumer Finance Act.THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIALMORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT'S WEBSITE AT WWW.SML.TEXAS.GOV.
NMLS 1850 | DRE 01215943.
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